Katy, Houston and Sugar Land, Texas Real Estate Agent(s)

Liz Carter
Broker Associate, Owner, Listing Agent

Liz prospects for qualified buyers, lists properties, and tracks real estate market conditions. Liz is a licensed broker and has been selling homes in Houston & Katy since 1976. She is a Certified Residential Specialist (CRS). She has a referral network of over 3000 past clients. She also has career sales in excess of $300 million. She has been featured as a top professional by the Houston Chronicle, the Houston Business Journal and Texas Monthly Magazine. She has extensive sales training with a personal coach, Mike Ferry, who is one of the top Real Estate Trainers in the US. In her spare time Liz is an avid scuba diver, since 1978 she has dove a lot of the top dive sites world wide. She enjoys traveling to remote & unique destinations like Thiland, PNG, Caribbean, Palau, and the Galapagos Islands. Other leisure activities include anything to do with nature, white water rafting, jet skiing, bird watching, yoga, gardening and reading. Being with her family is the most rewarding part & having five of her family members working together on the team. The only down side is not being able to have more family vacations because her clients needs come 1st. Liz has always taken time to help, train and mentor outside Realtors who need a helping hand, she has agents from all over the country fly in to see how she can accomplish so much.

Nina Murray
Licensed Realtor, CFO & Closing Manager

Nina is our office manager and the 2nd generation of both Realtors in Lizs family and in Liz Carter and Team. Nina wears many hats but her primary duty to our clients is to insure that the closing for their home happens seamlessly, stress free and on time! Nina is a licensed Realtor and has been with the team for many years. She knows her job and is always in the office to make sure all the details are taken care of for our clients so there are no surprises! Nina is also in charge of how money is spent to best benefit our clients. She tracks all of our #s and holds each team member accountable to meet our clients goals.

Sandie Acord
Licensed Realtor, Listing Agent & Contract Negotiator

Sandie aggressively telephone prospects daily for new buyers and sellers for our current clients. She also takes listing appointments & negotiates all contracts. Sandie is one of the 3rd generation members of Lizs family and Liz Carter & Team Realty. She began her career at the early age of 18 and has been a licensed Realtor since 2000. She has had many years of coaching and training by Liz and her own private Real Estate coach and trainer. She has attended Mike Ferrys Superstar Retreat Action Workshop Productivity School and One on One Retreat. She networks with the top 3000 agents in the US and Canada for referrals to Liz Carter & Team. Sandie is a skilled negotiator, aggressive prospector for new business and is destined to run Liz Carter & Team Realty. Sandie enjoys shopping, traveling, jet skiing and scuba diving.

Monday A. Miller
Listing Manager/CEO

Monday is the initial contact with the team after a home has been listed with us. During this time she maintains a high level of communication with our sellers. She sets up previews of the homes each week with the buyers agents. She provides feedback from agents who have visited your home. She also motivates and keeps everyone on track of goals and holds them accountable. Monday is a proud 3rd generation Houstonian and an even prouder 6th generation Texan. She and her husband have 5 kids, so most of their free time is spent at football or baseball fields! She is also an avid hunter and enjoys photographing nature and sports.

Chelsea Brewster
Client Care Coordinator

Chelsea is usually the first team member you speak with. She answers incoming calls and directs them to the appropriate Team member. She assists Liz is setting listing appointments and market research. She is available to help you find who you should be talking to during the listing, sale and closing of your home. She is an invaluable team member and brings a real zest for life to the Team!!

Denise Acord
Closing Coordinator

Denise assists our clients through the tedious process of closing on their home. She schedules inspections and closing dates and coordinates with the title company to make sure all runs smoothly. Denise brings the transactions full circle and leaves our clients with a smile.

Sandra Parker
Licensed Realtor & Buyer's Agent

Sandra along with Liz is the first generation of Liz Carter & Team Realty. She has been in Real Estate since 1985 and has attended the Mike Ferry Buyer Efficiency Program so that she has the skills necessary to take the stress off of her buyers while finding them the perfect home. Sandra is focused on her buyers needs, not herself. She listens and is always accessible, day or night, to her clients. Sandra is friendly, outgoing, and extremely knowledgeable in the Real Estate process. In her spare time Sandra enjoys reading, gardening, and spending time with her two great-grandsons.

Jean Amedeo
Licensed Realtor & Buyer's Agent

Jean has been a member of Liz Carter & Team Realty for many years and is the perfect fit because of her outgoing personality, friendly smile and professionalism. She has also attended several Mike Ferry sales skill training programs including Buyer Efficiency School. Jean's knowledge of Houston, her organizational skills, abundant energy, and enthusiasm will produce positive results for you. Whether buying your first home or your last, this will be one of the most important and exciting decisions you will ever make. The more prepared you are, the easier and more enjoyable the experience will be. Jean can help you through all the steps from financing to market analysis. Jean has lived in Houston for 30 years and in the Katy area for over 20 years. She currently resides in Nottingham Country with her husband. Originally from New Orleans, she enjoys preparing Cajun meals for her family and friends but her true joy is spending time with her three grandchildren.

Bill Gronvold
Licensed Realtor

Bill has been a member of Liz Carter & Team Realty since 1986 and assists them with website management and placement to ensure their internet site produces a large volume of buyers for the team. Bill has an extensive sales background of 40 plus years. He is outgoing, friendly, and makes everyone feel like theyve known him their whole life. Assisting buyers with the purchase of their new home, Bill will provide full service from first contact through closing. He is also heavily involved with the Marine Division of the Texas Historical Commission in investigating and identifying civil war shipwrecks throughout SE Texas. He is a member of the Board of Directors for Southwest Underwater Archaeology Society & Mystic Order of Aquatic Vigilance both are non-profit corporations.
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Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

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Q	What does the term ARM stand for?
A	An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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