Katy real estate TX, Houston real estate and Sugar Land real estate, home listings and homes for sale in Texas, Golf Course and Waterfront homes - Liz Carter's Team, REALTORS® Liz Carter's Team REALTORS(r) for Katy, Houston and Sugar Land, Texas real estate - NUMBER1EXPERTS™ Liz Carter's Team NUMBER1EXPERTS(tm) for Katy, Houston and Sugar Land, Texas real estate
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Liz Carter's Team, REALTORŪ, real estate agents and broker for Katy, Houston and Sugar Land Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are not created equal! Find out why we are the top real estate team in Katy, Sugarland and Houston Texas! Call us: (800)783-4041


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Why Sellers Choose Liz Carter's Team: Why home sellers in Katy, Houston and Sugar Land choose Liz Carter's Team
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
Where are the highest median price homes in the United States currently located?

A 
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Liz Carter's Team, REALTORŪ, real estate agents and broker for Katy, Houston and Sugar Land Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Liz Carter's Team
Liz Carter & Team Realty

21949 Katy Freeway
Suite D
Katy, TX 77450
281-391-SOLD (7653)
Toll Free: (800)783-4041
Fax: 281-392-2910
liz@lizcarter.com

Since 1976, Liz Carter and her team have been delivering what buyers and sellers need most - Results! In the Houston & Katy area market, whether you are buying or selling your home, we deliver the highest degree of professionalism and responsiveness with a focus on quick and efficient real estate transactions.

ABR CRS Equal Housing GRI MLS REALTOR


Liz Carter & Team Realty



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